Commercial Financing & Working Capital for Healthcare, Assisted Living Facilities & Residential Assisted Living (RAL)
Assisted Living Financing & Healthcare Institutional Facility Financing
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Residential Assisted Living (RAL) Financing
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Specialized Financing Solutions for Healthcare, Assisted Living Facilities and Residential Assisted Living (RAL) businesses. Working Capital -or- Real Estate
Core Financing Programs
SBA 7(a) Working Capital
Funding for facility expansion and business operations.
SBA 504 Commercial Mortgages
Fixed-rate, long-term debt for ground-up construction and real estate acquisition.
Commercial Bridge Financing
Interim capital to bridge the gap until facility stabilization.
Experts Financing Healthcare!
- We cater to Healthcare Facilities, Seniors housing, home care & home healthcare, and behavioral health (i.e. SUD, ABA, IDD, mental health).
- Independent Living (IL)
- Assisted Living (AL & AL/MC)
- Continuing Care Retirement Communities (CCRC)
- Memory Care - Stand Alone (MC)
- Hospice Care (HC)
- Medical Office (Multi-Tenant) (MOBM)
- Medical Office (Single Tenant) (MOB)
- Behavioral Health (BH)
Commercial Lending Philosophy
- Comprehensive Capital Solutions: We offer tailored financing for the healthcare industry, including SBA 7(a) working capital for business operations and long-term financing for ground-up construction and commercial real estate acquisitions.
- Bridge-to-Permanent Pathways: If your facility is in a transition phase, we offer short-term bridge loans (interim financing).
- This strategic resource provides the liquidity necessary to meet immediate business objectives and reach facility stabilization. Once you have achieved those performance targets, we guide you through the process of qualifying for permanent, long-term SBA financing.
Frequently Asked Questions
What types of healthcare and senior living facilities do you finance?
We provide comprehensive financing for senior housing, including Independent Living, Assisted Living, Memory Care, and Continuing Care Retirement Communities (CCRC). We also specialize in financing healthcare real estate such as Medical Office Buildings (MOB), hospice facilities, and Behavioral Health practices.
How do you differentiate between commercial facility loans and residential loans?
Our commercial healthcare loans, such as SBA 7(a) or 504 programs, are tailored specifically for income-producing business assets. Unlike residential mortgages, these structures evaluate business cash flow and operational performance, allowing for specialized repayment terms suitable for professional operators.
Do you offer financing for Residential Assisted Living (RAL) businesses?
Yes. We provide specialized commercial mortgage solutions for boutique RAL businesses and Adult Family Homes. We treat these as income-producing commercial assets, not residential property, helping operators acquire or refinance their care home businesses.
What is the benefit of your 'bridge-to-permanent' financing strategy?
Our bridge loans provide immediate liquidity for operations, renovations, or stabilization. Once your facility reaches target performance metrics, we assist in transitioning your debt into a long-term SBA or conventional commercial mortgage.